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  Why Invest in Mutual Funds? When considering investing, one should first create an emergency fund that will take care of your expenses for at least six months. Then you need to have health and life insurance before you start your first investment. Usually, most of us invest whatever is surplus after spending. Instead, we should first try to decide on our investment amount and then spend whatever is left. This will help us limit their discretionary spending. It works for those who have just started earning or want to start their investment journey.   To start your investment, you should analyze your goals i.e. long-term and short-term goals. The time horizon of your short-term goals can be from one week to one year while long-term goals can be 5 or 10 or 20 years.   What is a Mutual Fund? Mutual fund is an investment medium where multiple investors pool their money to earn a return on their capital over a period. This corpus of funds is managed by an investment professiona

Water Crisis: Why nobody talks about it?

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In India we all talk about saving our rivers especially the Ganga, but do we really believe in this cause. An average Indian is far less concerned about it. But what is far more worrying being not the river pollution but the extensive use of under water. Nearly all cities are on the verge of collapse of their water supply and some have already collapsed eg. Chennai. Government is trying to provide water through different sources but is least concerned about correcting the natural water reservoirs. The Modi government has started a new programme of providing water for all but to implement this programme proper under water management has to be implemented by reducing dependence on bore well & submersible pumps and increasing number of small water reservoirs, rain water harvesting and reuse of used water then only our huge dependence on river and under water supplies shall be managed and water for all will reduce and this will not come just by government initiatives but people

Opinion Poll : Voter unhappy but not angry with Modi

In this General election, 2019, various organisations have carried out opinion polls to predict voting intention in India. Results of such polls are under : Times Now-VMR NDA : 283 UPA : 135 Others : 125 Result : Majority by 11 News Nation NDA : 273 UPA : 133 Others : 137 Result : Majority by 1 ABP News – C voter NDA : 264 UPA : 141 Others : 138 Result :  Hung IndiaTV-CNX NDA : 285 UPA : 126 Others : 132 Result :  Majority by 13 Zee 24 Taas NDA : 264 UPA : 165 Others : 114 Result :  Hung

Rafael : The missed target of Congress

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When in November 2016 Congress accused the Modi government of causing a huge loss to exchequer nearly Rs. 56000 crores, it rocked the whole political environment. But as the Congress persuaded the matter they began to deviate from the claim and every time Mr. Rahul Gandhi came up with a new figure. He began to compare between two deals out of which one which he claims of UPA time was never signed and hence is not in public domain to verify his claim. His sifting price each and every time started to create a doubt.   Congress had a golden opportunity to question the government, but in place of putting a shifting value by Mr. Rahul Gandhi, he should have kept his questions limited the following points from the government : 1. Why Anil Ambani company involved? 2. Why HAL was given red signal? 3. Why only 26 planes where being bought when IAF needed 126? 4. Why PMO was involved in the negotiations? Mr. Gandhi should have also restrained himself from keep asking quest